finance, personal

An introduction to cost of living that provides information and answers related questions, covering costs associated with eating, wearing clothes, having fun, and other aspects of life; inflation; the consumer price index; and more.

This personal finance text provides young readers with information on developing good spending habits.

Introduces young readers to principles of personal finance and proper money allocation.

"[A guide for young adults on] consumer finance and personal money management ... [that] provides an understanding of the structure and institutions constituting the U.S. economic system, shares knowledge about consumer finance and financial planning to enable young people to make better choices in their lives, shows how to save and invest prudently and use debt wisely and effectively [and more]"--Provided by publisher.

"This survival guide introduces the basics of financial literacy and money management for kids and gives readers the knowledge and skills they need for a lifetime of financial know-how; ... explores how choices about money and finances connect to character development and social-emotional well-being; [and provides] ideas for setting money goals, delaying gratification, being thrifty, building self-esteem, giving to charity, and making socially responsible spending and donating decisions"--Provided by publisher.

"Building the skills now to make smart money decisions throughout your lifetime is a sure way to secure your financial future... encourages young readers to be financially literate for life and to look pasttoday to their financial futures. Readers will learn that financial decisions can have a long-term impact on their lives and that it's important to learn how to manage risks and debt. Using the tips and concepts they have learned, readers will be given the opportunity to practice financial planning for the future."--Publisher.

"Readers learn about making, saving, and borrowing money in this ... guide for young people on how to manage the money they earn. Helpful examples get readers thinking about how they plan to earn income in the future. Clear text helps them understand relevant concepts such as income tax, interest, and the positive and negative effects of making investments and borrowing money for large purchases."--.

"... helps young readers build the skills to make smart choices when spending and saving their money. Realistic examples provide an understanding of the outcomes of spending using different means such as cash or credit. Readers will learn about the benefits of saving money, the various ways to do it, and how a bank manages money. Essential concepts such as credit reports and cost of living are introduced."--.

"The basic concepts of financial literacy are explored in this important book for young people. Relevant and accessible terms and real-world examples teach readers about financial responsibility and how to think critically about their wants and needs. Financial planning strategies are discussed and opportunities to practice activities, such as budgeting and record keeping, are provided."--Publisher.

Financial experts suggest that everyone put together a realistic plan to save money. This applies to adults and teens alike. Experts also recommend making careful investments. But how do you develop a savings plan? And how exactly do investments work? This book gives teens information about saving, investing, and making the best use of their money.