While investigating why someone is trying to force people from their homes to expand a recreation center, Sammy is distracted by the lies she must tell to cover an accident she caused, but which was blamed on her nemesis, Heather.
Thirteen-year-old Sammy meets a mysterious man who dies of a heart attack after telling her to get rid of the large amount of money he is carrying, leading her to investigate who the man was and how he came to be carrying so much cash.
Thirteen-year-old Sammy's penchant for speaking her mind gets her in trouble when she involves herself in the investigation of a robbery at the "seedy" hotel across the street from the seniors' building where she is living with her grandmother.
When thirteen-year-old Sammy finds herself with an abandoned baby on her hands, she sets out to find the young mother, who may belong to a gang, and accidentally jeopardizes her position on the softball team.
